Baby Step 1

By Russell Kanning , 25 August 2026

Baby Step 1 is a concept from the Ramsey world.

If you have absolutely no money saved, the first job is to build up a tiny pile of money for emergencies.

They suggest to begin with $1000.

Here is a cute 3 page pdf:

https://cdn.ramseysolutions.net/daveramsey.com/media/landing-pages/tools/downloads/baby-step-1-tracker.pdf

https://youtu.be/OO25TrVo_dU?si=xKWLyQn_c9xAWSiM&t=113

If and when you have that first $1000 saved up, then you can move on to Baby Step 2. :)

 

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